5 Affordable and Dependable Family Sedans for Young Families

5 Affordable and Dependable Family Sedans for Young Families
It goes without saying that you want a sedan for your family that is dependable and safe. The last thing you need is a sedan that is constantly breaking down while driving your kids to school. You also want a safe vehicle in the event of an accident. And finally, you want a family sedan that will not break your budget. Can you really have a family sedan that meets the above criteria? We believe the answer is yes!  Here five of the most affordable and dependable family sedans for young families.

Nissan Altima

The Nissan Altima is a very affordable family sedan. It is also dependable and has a low cost of ownership. The sedan features a very spacious trunk that can hold a large amount. The front and back seats are roomy enough for an entire family. The only drawback is that the Altima does not come with an audio system and one cannot be added easily.

Toyota Camry

According to National Transmissions, the Toyota Camry has the largest amount of passenger and cargo space of nearly any other affordable family sedan. There is room for an entire family to ride together in comfort. The interior and seats were designed with comfort in mind. The Camry also has a reputation for reliability. You will not need to make trips to the mechanic for repairs very often.

Chevrolet Malibu

One of the main reasons to choose the Chevrolet Malibu as a family sedan is the legroom. The Malibu has a massive amount of rear legroom that will keep kids happy. Another feature is that the Malibu has a very quiet cabin so that the family can talk or enjoy music on the six speaker audio system. The car gets good mileage although the trunk is not as large as some other sedans.

Honda Accord LX-P

The Honda Accord provides you with a large amount of interior space especially in the back seat. The sedan is very reliable and has good fuel efficiency. The Accord LX-P is an extremely affordable car that can handle daily abuse from large families. Some standard features include power windows, keyless entry and an audio system with six speakers.

Hyundai Sonata GLS

The Hyundai Sonata GLS is a very reliable and affordable sedan that includes many modern features like Bluetooth capabilities. It has the kind of spacious and quiet interior that you want in a family sedan. It has a powerful engine and above average fuel efficiency. The Sonata, is one of the more durable vehicles on the road and it will not encounter many problems over the years.

You need to look beyond the purchase price when choosing a family sedan. A truly affordable family sedan will have a low cost of ownership like these vehicles. Dependable sedans are affordable to own because they require so few repairs.

What Makes You More Vulnerable To Injuries From An Auto Accident?

What Makes You More Vulnerable To Injuries From An Auto Accident.

Road safety should be a top priority, but accidents do happen sometimes, even to the most careful motorists. There are several risk factors that make passengers and drivers more vulnerable to injuries that everyone should be aware of before driving.

Eyewear & Contact Lenses

People who wear eyeglasses and sunglasses can get cut by such eyewear during hard impacts that involve shattered glass and flying objects inside the vehicle. Additionally, individuals who wear contact lenses could suffer serious eye injuries during auto accidents. An airbag can strike a significant blow that would force the frames and lenses of eyeglasses right into the eyes of drivers and passengers. Be sure to wear glasses that fit properly to prevent serious injuries.

Pregnancy

Pregnant women are at high risk of being thrown into awkward positions during an auto accident. The belly makes it more difficult to get into a protective position for blocking off shrapnel. For instance, a pregnant woman can struggle to put her hands in front of herself to cover up against flying debris. Be sure to always wear a seat belt, no matter how uncomfortable, to reduce the risk of injury in an accident. It’s also important that pregnant women see a doctor after any auto accident, no matter how small, to make sure she and the baby are okay. According to Dr. Gilbert W. Webb, if a pregnant woman is early on in her pregnancy and experiences bleeding, high blood pressure, or other health issues following a car crash, they may be referred to a high risk obstetrician to monitor mom and baby closely for any signs of premature labor or fetal distress.

Spine Problems

People who have existing cervical vertebrae problems are prone to serious injuries from whiplash that occurs during auto accidents. Additionally, other issues such as herniated discs and sciatica can also be exacerbated by sudden jerking that occurs from a hard impact of a vehicle. Those who wear spinal braces for orthopedic correction are at risk of suffering some painful blows during a forceful vehicle accident. Talk to your doctor about options to help improve posture and keep you safe while driving.

Using Handheld Devices

Passengers who use digital gadgets while riding in a car can suffer some serious injuries during a sudden crash. Held at chest level, the electronics can strike a person’s lungs and cause breathing issues. Additionally, glass and other sharp components in gadgets can cause some cuts on the face. These injuries can be easily prevented by not using phones in the car, especially while driving. Driving while distracted poses serious hazards to yourself and other drivers.

Eating On the Road

Eating something while sitting in a car can lead to some unwanted injuries during an auto accident. People can accidentally bite their tongue and cheeks when a vehicle stops abruptly without even hitting anything. The extent of the self- inflicted damage would be worse in a real crash. People are distracted when they eat in the car, so waiting until you get home to would be the best.

Smoking Cigarettes

Smoking inside a fast moving vehicle creates some major risk factors for injuries during an accident. The chemicals from deployed airbags can combine with cigarette smoke and cause some sparks and even flames. Additionally, traditional butane lighters can also be set on fire if they break during a serious auto accident. Smoke before or after driving to avoid injuries.

As state laws clearly remind drivers and passengers, seat belts save lives. It’s also important to ensure that children ride in the right type of seats in the back seat of a vehicle.

Defensive Driving - Tips and Techniques for a Safer Trip

Defensive Driving: Tips and Techniques for a Safer Trip

The public roadways can be extremely dangerous. Even if you are the type of person who obeys all of the basic driving rules, your personal safety could still be jeopardized by an irresponsible driver. Here are a few defensive driving tips and techniques to help keep you safe.

Avoid Unnecessary Lane Changes

In an attempt to get to their destination on time, many drivers choose to pass slow-moving traffic. However, switching lanes dramatically increases the likelihood of your vehicle being involved in a crash. Your vehicle could easily become hidden in another driver’s blind-spot. Contrary to popular belief, you do not have to change lanes when another vehicle is attempting to merge onto the freeway.

Minimize Distractions

Driving a vehicle requires complete concentration. This means that you should avoid distractions such as eating, talking on the phone, putting on makeup, and fumbling with the CD player. In the event that you are approaching an accident scene, avoid the temptation to take your eyes off the road. Rubbernecking is actually one of the leading causes of car accidents.

Keep Your Cool

Each day, thousands of drivers will experience a bout of road rage. Even if another driver does something to make you angry, make it a priority to maintain a cool head. Anger can cause you to lose focus on the task at hand. If you feel that another driver is putting your safety in danger, do not hesitate to contact the highway patrol.

Maintain A Safe Following Distance

Some drivers have a bad habit of pressing on the brakes far too frequently. Unfortunately, an inattentive motorist can easily crash into the rear of their car. Always maintain a safe following distance when traveling behind another vehicle. During wet weather, experts recommend staying at least five seconds behind the vehicle in front of you.

Stay Alert At Intersections

Intersections are well-known for being extremely hazardous. Be especially cautious at any intersections that do not have a stoplight. Communicate with the other drivers as much as possible. If you are uncertain about who has the right of way, motion for the other driver to go ahead of you. Maintaining a patient attitude will help to give you a greater sense of security.

Although traveling among other drivers can be present a few obstacles, you will be able to stay safe by using defensive driving techniques.

Informational Credit to Kenneth Cristall Law Corporation

How to Extend the Lifespan of Your Automobile

How to Extend the Lifespan of Your Automobile

Getting the most miles and years from your automobile can require a commitment of both time and energy. At one point, if a car had reached either ten years or 100,000 miles, it was usually just a shell of its former self and ready to be hoisted up by a giant electromagnet at the scrapyard and dropped unceremoniously into a crusher. Fortunately, automobile manufacturers these days are making the process easier by designing and building vehicles to last longer than they have in the past.

Use Your Warranty

With just a bit of common sense, you can easily get well over that number of miles from a vehicle that still looks and runs great. Following the manufacturers guidelines, you can keep your car under warranty which means that if problems should develop, they will be covered, and will not cost you a dime. Many times, you can purchase extended warranty coverage which may save you additional money over time.

Maintenance is Key

Once your car is no longer covered by a warranty, it’s up to you to provide adequate regular maintenance to keep it performing at its best. This will not only add years to its useful life, it will also save you money by making sure it is operating at maximum efficiency and still giving you good MPG numbers.

The Right Mechanic

Having a reliable, well-trained mechanic can make a difference in how long your car lasts. If you have someone you trust to use only approved parts and to do the job correctly, that can be an invaluable asset. They can use their experience to help you make wise decisions regarding the care of your vehicle.

Full-Coverage Insurance

If you take excellent care of your car, any serious damage sustained in an accident can negate everything else you’ve done to prolong its life. With adequate insurance coverage, you can have your vehicle repaired and returned to you in great shape, ready to hit the road for many more miles. Having a good relationship with your insurance provider can ensure that you always have the most comprehensive coverage for your needs.

Extending the lifespan of your car is one of the most economically responsible things you can do. Your vehicle is probably one of the biggest investments you will make in your life and getting the most use from it just makes good sense. Careful driving, good care, and proper insurance will all pay off.

Informational Credit to Steers Insurance Limited

Car Theft: What to do When Your Car has Been Stolen

Car Theft What to do When Your Car has Been Stolen

Although car security has advanced dramatically over the last decade, crafty thieves are still capable of stealing your beloved ride. In fact, the FBI estimates that at least one vehicle is stolen every minute in the United States. Here are some tips on how to handle this frustrating situation.

Do not jump to conclusions
Most people are shocked when they find out that their vehicle is missing. However, do not immediately assume that it has been stolen. In the event that your vehicle was sitting in a no-parking zone, it could have been towed away. It is also common practice for car dealerships to repossess vehicles while the owner is not present.

Gather the essentials
Before taking action, it is always a good idea to gather all of the critical information. The police will need to know the VIN number, license plate number, and the model of your automobile. After you have calmed your nerves, take a mental note of any items that were stored inside of the vehicle. To be on the safe side, snap a few pictures of the surrounding area.

Call the police
When it comes to a car theft, time is definitely of the essence. The clock begins to tick the very moment that your car is stolen. Contacting the police should be one of your top priorities. In order for your vehicle to be recovered, you will first need to file a police report. Try to be as descriptive as possible when discussing your vehicle.

Contact your insurance provider
Your insurance company needs to be notified immediately about the car theft. According to Anthony Clark Insurance Ltd., if you fail to contact the insurance company, you could be held responsible for any damages. This is especially important for the drivers who have collision or comprehensive coverage.

Communicate with the lender
Drivers who are still making payments on their vehicle will need to contact their lender. This will help to prevent any problems in the long run.

Consider installing upgraded security features
If your vehicle is successfully recovered by the police, you may want to take a few additional security measures. The more advanced security systems on the market are equipped with a tracking system. Some security systems can actually disable the vehicle if someone attempts to hack into the ignition system.

Although getting your car stolen is never a fun experience, you can overcome the devastation by keeping a clear head. Hopefully, you will be able to finally reunite with your ride.

What to do if You’ve Been in an Accident – 5 Easy-to-Remember Tips

Being involved in an accident is unexpected and can be very stressful. Even the safest drivers can be involved in anything from a simple fender bender to a very bad accident. If you have been in an accident, doing five simple things can make things go a bit easier.

Car Accident
Make Sure Everyone is Okay
Start with yourself. Don’t move around if you feel pain or numbness anywhere. It could be a sign of a serious injury. If you are okay to move, check out the condition of any passengers in your vehicle. Make sure everyone is accounted for and that there are no serious injuries. Once you check the condition of you and your passengers, then think about any other people involved in the accident.

If no one is seriously injured, try to get them out of the way of traffic and to a safer location. Be weary though as you may hurt a person worse by moving them after they have been in an accident. Use your best judgement when considering this.

 
Contact the Authorities
If the accident involves any sort of injury or if it is impeding traffic, call 911 and get emergency personnel on the way. The police need to examine the scene of the accident, talk to everyone involved/witnesses, determine fault, and get everything cleared as soon as possible. Any injury needs examined by an EMT to determine if further medical attention is needed.

 
Exchange Insurance Information
Be sure to get the insurance information from the drivers of any other vehicles involved with the accident. Have your insurance information available for them as well. Unless there are serious injuries involved, you should be able to get that information before leaving the scene of the accident. Also get the accident report number from the police officer if possible.

 
Contact your Insurance Company
Once you deal with the immediate injuries and accident aftermath, contact your insurance company as soon as possible. You will want to open a claim, provide the other party’s insurance information and accident report number. The insurance company will need to know about any injuries sustained during the accident and the circumstances around it.

 
Call a Tow Truck
If your vehicle is no longer driveable, call a tow truck. Companies like Mike’s Auto Towing can remove the vehicle from the accident scene and take it to a local garage or repair shop. Your insurance company may advise you which location to take it to so be sure to relay the information.

Being in an accident is a stressful experience for most people. However, keeping these five common sense tips in mind will help you get through the experience.

Teen Driving: How Your Child Can Save Money on Car Insurance

Teen Driving How Your Child Can Save Money on Car Insurance

Teen drivers often inspire fear and trepidation. From worries about texting, to worries about reckless driving, there are legitimate reasons why teen drivers are so expensive to insure.

Never fear parents. There are several ways you can cut the cost of car insurance for your teen driver.

Discount your insurance first. One of the easiest ways to lower your insurance bill is to make sure your own personal policy is as low as it can go. According to Thomson Schindle Green Insurance & Financial Services Ltd., there are several discounts that adult policyholders can take advantage of such as good driver discounts, save vehicle discounts, and multiple car discounts.

Hunt for teen safe driver discounts. Contrary to popular belief, there are discounts for teens. Check with your current provider first. Some of the discounts available can come from simply having your teen take a safe driver course. Other discounts involve low mileage driving or having a high GPA.

Practice due diligence when choosing a policy. Car insurance companies thrive on competition. You would be wise to compare the policies of several different carriers before making your final decision. There are several websites that make doing this extremely easy so no excuses.

Consider combining your teen with your policy. It’s not advisable in every case but oftentimes it will save you money. Keep in mind that the savings can really add up if you can get the policy to insure a less expensive vehicle. Just make sure that it is the vehicle that your teen drives.

Make a sound decision when purchasing a vehicle. If you are giving your teen a vehicle, make sure it is a wise decision. Having your teen zip around town in a car that’s new and that can accelerate quickly is not advisable. Insurers like to see teens driving safe vehicles above all else. It also doesn’t hurt if the car is a little old and a little used.

Focus on safety. While it is a valuable lesson that can last a lifetime, focusing on safety will pay off on your insurance bill as well. Teens need to know that safe driving is worth it for everyone involved. Remind teens that even minor traffic infractions can cause an accident and that tickets can lead to a suspended license.

There is no denying that having a teen driver can be stressful. Take the time and do your research and your insurance policy will thank you.

Don't Fear the Dealer - Tips for Buying Your First Car

Don’t Fear the Dealer: Tips for Buying Your First Car

Purchasing your first car is an exciting rite of passage, but it can also be overwhelming. Whether you’re buying new or looking at used cars, following these tips can help you get a great deal on an awesome car that fits your needs.

Stick to a Budget

Whether you’re purchasing a car outright or plan to finance, having a plan outlining how much you can afford to spend–and sticking to it–is a smart move. An Edmonton vehicle registration expert says that many who purchase their first car forget to account for all the other costs associated with a new vehicle. When you’re making your budget, don’t forget to factor in the monthly cost of insurance, registration, and regular maintenance.

Think About Your Needs and Wants

Your lifestyle and how you plan to use your vehicle is a key part of the decision about which car you choose to buy. Have a long commute? Look for something that’s great on gas. Live in a snowy climate? Four-wheel drive is a must. Beyond the needs, list some “wants” for your new car. While you may not get everything on this second list, it will help narrow down your options.

Do Your Research

Before heading out to shop, research cars that fit your criteria. Beyond your list of needs and wants, you’ll also want to look at factors like safety ratings, reliability, and value. There are plenty of great online resources that can help with this process, such as Kelley Blue Book, Edmunds, and U.S. News and World Report. These can also give you an idea of how much to pay for the car you’re looking for.

Shop Around

Head out to dealerships with a short list of cars you’re interested in checking out. While it may be tempting to drive right off the lot after test driving a vehicle you love, avoid the temptation–and the dealer’s pressure. By taking the time to shop around on prices, you may be able to get a much better deal, and be in a position to negotiate.

Read the Fine Print

Even if the monthly payment the dealer is proposing seems affordable, make sure that you’re also looking at the overall cost of the vehicle after interest. In general, it doesn’t make good financial sense to get a loan that’s longer than 48 months. If your monthly payment is too high with a loan of that length, look for a less expensive car.

By taking the time to do your research and shop around, you will have no trouble finding your perfect first car.

Informational Credit to Registrations Are Us

How to Protect Yourself from Deceptive Auto Sales Practices

How to Protect Yourself from Deceptive Auto Sales Practices

More than men are working the car lot these days, and sales people of any age and gender have one thing in common: They are notoriously good at persuading people to drive and then buy particular vehicles. They have a clear incentive to do this, namely that their business rides on making large sales that seldom exceeds a few a day. It is important for customer to be wise and a little wary.

Understanding the Psychology of the Auto Sale

Not all auto lots are overtly deceptive, but they do understand the chain of thought that leads to an impulse buy. They encourage people to drive around in a car and familiarize themselves. They then offer free brochures or discussions on the positive qualities of the vehicle. They might even show multimedia with snacks. All the while they are friendly. This is not wrong, but it is important to think major choices through.

Go with the Basic and Browse Extras Later

One of the most deceptive auto practices is to overprice extras. The vehicle itself is offered at competitive prices, and dealers sometimes slash prices low just to get attention. They make up for this loss by selling extras. This might include stereo players, safety features, and backseat video players. Often these additions can be purchased elsewhere for a lower price. Anything that can be bought now can likely be bought later.

Seek Out Your Auto Loan Ahead of Time

Many dealerships offer loans from banks to make the sales faster. It can go just as fast and with a better deal if the customer obtains a loan from the bank first. While the auto dealer might be working with a reputable lender, every convenience has a price tag. In all likelihood, a better interest rate can be obtained from somewhere else. First shop at your bank. They have special deals for people with accounts.

Beware the Used Car Lot

Any car on the lot of a used auto dealer could be in excellent shape or have weary internal components. What is sure is that the exterior and cabin of the car will look spic and span. Auto dealers have small garages that can fix cosmetic problems. While this thorough cleaning is a useful service, it conceals the age of a vehicle. Not all dealers run their cars backwards, most they will all act like they are as good as new.

Take Advantage of Fraud Detection Services

Because new vehicles cost tens of thousands of dollars, more than a few services exist to help identify fraud and title theft. They range from alert boards on the internet to professional agencies with the resources to investigate the paper trails of confidence crimes. The National Motor Vehicle Title Information System is a law that protects consumers, and instaVIN provides data under this law. Further information can be found at Vehiclehistory.gov.

Most lies by auto dealers are of omission. People who are obviously deceptive do not typically stay in business for very long. What to look for is the gray area between truth and lie, because this is where experienced peddlers like to play.

Truck Parts: How to Know When to Choose Used vs New Parts

Truck Parts How to Know When to Choose Used vs New Parts

When someone replaces a car part, the part may be used temporarily or until the part fails. Some parts need to be replaced periodically because the parts have a useful life, such as light bulbs or tires. Other parts will last until damaged from a collision or rust, such as bumpers, fenders or window glass. The electrical parts may fail because of excessive use. Batteries are usually replaced every three to five years.

New Parts

The parts that should be replaced with new parts are parts that have a useful life. Bulbs may be rated to last for approximately 50,000 hours. Tires may be rated to last for 60,000 miles because the tread will gradually be removed from the tire, which is caused by the friction between the rubber tire and road surface. Starters, coils, alternators, ignition switches, wiper motors and batteries should be replaced with a new part (Source: 99 Truck Parts & Industrial Equipment Ltd.). Timing chains, water pumps and gears have parts that simply fail after repeated use, such as seals or the links in the timing chains that warp. Seals may be damaged by heat, pressure or chemicals. Gears have teeth that become rounded after repeated use.

Used Parts

The used parts that will probably last are housings, such as the oil pan or the housing on an alternator. Sometimes a housing breaks or becomes warped from too much torque. A warped oil pan will usually leak. A broken housing on a generator may have a missing section that is used for a bolt. Door handles, seats, steering wheels, armrests, dashboards and dome light lenses can usually be replaced with used parts. The parts that can be replaced with used parts are stationary parts that have no moving parts. Parts that move during operation may have a useful life, such as pistons or windshield wipers.

Some new parts may not be currently available, which would require someone to temporarily use a used part. Tires may not be available in every size at a store when someone needs to buy a new tire. Therefore, a used tire could be temporarily mounted on the vehicle. Vehicles have specialized parts for each model, which may require that someone temporarily use a used alternator or wheel drum until a new part is available. Wheel drums can be turned but the process removes some material from the part and reduces the useful life of the part. Therefore, some used parts may be temporarily installed in emergency situations.